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Portugal D7 Passive Income Visa 2026 — €920/Month and the Citizenship Warning

€920/month income threshold, application steps from the UK and the citizenship timeline change every applicant must read before deciding to apply.

Source: Portuguese Ministry of Foreign Affairs — Visa Services (vistos.mne.gov.pt) · General information only. Not immigration advice. Verify requirements before applying.

⚠️ Citizenship timeline — urgent for anyone approaching 5 years

The Portuguese Parliament approved a change extending naturalisation from 5 to 10 years for non-EU nationals on 1 April 2026. As of April 2026, awaiting Presidential signature — the current 5-year rule still applies but is expected to change. Anyone approaching their 5-year residency milestone must take urgent specialist legal advice immediately.

D7 Visa at a glance

Main applicant income€920/month (2026 — reviewed annually, linked to Portuguese minimum wage)
Dependent spouse+ €460/month
Dependent child+ €276/month
Working in PortugalNot permitted — passive income from outside Portugal only
Initial visa validity4 months — use to enter Portugal and apply for residence permit
Residence permit2-year permit from AIMA, then renewable
Path to citizenshipCurrently 5 years (see warning above)

Who qualifies

UK and non-EU nationals with reliable passive income — retirees with UK pension, those with rental income from UK property, dividend income or investment returns. Income must come from outside Portugal. Remote workers earning active income should consider the Digital Nomad Visa instead.

Application process — from the UK

1. Obtain Portuguese NIF (tax number) — do this first, required for bank account and visa. Available at Portuguese Consulate or through a fiscal representative. 2. Open a Portuguese bank account (may require NIF first — some banks accept non-resident applications). 3. Book consulate appointment in London or Manchester — allow 2–4 months lead time. 4. Submit D7 application with full document pack. 5. On approval, enter Portugal within the visa validity period. 6. Apply for 2-year residence permit at AIMA within the visa period.

Required documents (verify current list with consulate)

Valid passport · Completed visa application form · Two passport photos · Travel insurance (min €30,000 coverage for Schengen) · Last 3 months' bank statements · Proof of passive income (pension statements, dividend records, rental income evidence) · Portuguese NIF · Proof of accommodation in Portugal (signed rental contract or property title) · UK criminal record certificate apostilled · Health insurance evidence

NHR ended — tax note

The NHR (Non-Habitual Resident) 10% flat rate on pension income ended for new applicants from January 2024. New D7 arrivals pay standard Portuguese PIT rates of 14.5–48%. See the Portugal tax guide →

🇵🇹 Full Portugal guide → Banking in Portugal → Tax guides →
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